Saturday, May 28, 2022

Post Office Savings Plan Post Office Monthly Income Plan POMIS Get Income Every Month

Post Office Plan: There are various schemes run by the post office, through which you can keep your money safe. Plus, you’ll be getting rid of clutter you don’t need. You also get interest benefits in all government schemes. Today we are going to tell you about a post office scheme through which you can earn money every month. With this plan you can earn Rs. 29700 per year. The scheme is called Post Office Monthly Income Scheme.

Invest once
You have to deposit a lump sum in this plan which means you have to invest once in MIS account. After that you can earn every month. We tell you that any post office scheme is not affected by market fluctuations.

Find out what’s special about the scheme-

  • You have to invest 1000 times.
  • You can invest a maximum of Rs 4.5 lakh through one account.
  • If you open a joint account, you can invest a maximum of Rs 9 lakh.
  • Its maturity is 5 years.
  • At present post office MIS is paying 6.6% annual interest.

How to earn 29700?
We tell you that if you deposit 4.5 lakh acre in it, you will get an annual income of Rs 29,700 for next 5 years after maturity. That means you will get Rs 2475 per month.

Money will be deducted prematurely
The plan has a maturity of 5 years and you cannot withdraw money for one year after deposit. In this case, if you withdraw money between one and three years, you will get the money after deducting 2% from the deposit amount. At the same time, if you withdraw money after 3 years before maturity, 1% will be deducted from it. In addition it can be extended for 5 years after completion of 5 years.

These documents will be required
To avail the benefits of this scheme, you will need to provide Aadhar Card, Passport, Voter Card or Driving License as an identity card. You will also need to provide 2 passport size photos. In addition, a government-issued identity card or utility bill will be valid for proof of address.

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